1. Introduction

Emre Can Muhsinoglu doing business as Nexa Mortgage LLC (“we,” “us,” or “our”) provides mortgage brokerage services to consumers. These Terms and Conditions govern your access and use of our services, including our website, mobile applications, and other platforms where these Terms are posted. By accessing or using our services, you agree to these Terms.

2. Eligibility

You must be at least 18 years of age to apply for any mortgage product with Nexa Mortgage. By using our services, you confirm that all information you provide is accurate and truthful. You also agree to promptly update any information that changes during the course of our relationship. You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

3. Mortgage Products and Services

Nexa Mortgage offers a range of mortgage products, including but not limited to Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, and other loan products. We will provide recommendations based on the information you provide, but the final decision regarding any mortgage product is made by the lender. Terms, conditions, rates, and loan availability are subject to change based on market conditions and other factors.

4. Use of Information

By using Nexa Mortgage's services, you agree to allow us to collect and use your personal information in accordance with our

5. No Guarantee of Approval

The completion of a mortgage application does not guarantee approval for any mortgage product. All applications are subject to lender review, creditworthiness, and other factors that may be beyond Nexa Mortgage’s control.

6. Limitation of Liability

Nexa Mortgage will not be held liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including loss of profits, revenue, or data. Our liability in all circumstances will be limited to the amount you paid us for services rendered.

7. Dispute Resolution

Any disputes arising from these Terms or your use of Nexa Mortgage services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Any such arbitration will take place in [State], and both parties agree to waive their right to a jury trial.

8. Changes to Terms

Nexa Mortgage reserves the right to modify these Terms at any time. We will notify users of any material changes by posting the revised Terms on our website or notifying you via email. By continuing to use our services after changes are posted, you agree to the revised Terms.

9. Termination

We may terminate or suspend your access to our services at any time for any reason, including, but not limited to, violation of these Terms. Upon termination, all rights granted to you will immediately cease, and you must cease all use of the services.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the state of [State], without regard to its conflict of law provisions.

11. Contact Information
Privacy Policy URL - https://termandprivacy.emrecanmuhsinoglu.com/privacy-policy
If you have any questions or concerns regarding these Terms and Conditions or our services, please contact us at:

Nexa Mortgage LLC

Address;
3100 W Ray Road #201 Office #209

Chandler, AZ 85226

Phone: 424.566.9001

Email: [email protected]